Eliminate Credit Card Processing Fees and Boost Savings with Smart Merchant Services

Discover Smart Merchant Services, where we revolutionize payment processing for businesses. Our innovative solutions empower you to eliminate credit card processing fees and achieve substantial monthly savings. With our automated process and zero processing fee program, we ensure you always receive the best offers. Our cash discount program offers a resourceful way to reduce credit card fees while giving your customers the flexibility to pay by cash or credit. Partner with us today to unlock these benefits and maximize your bottom line, all while keeping your overhead low and facilitating seamless, cost-effective transactions.

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Significant Cost Savings

Eliminate processing fees to save hundreds to thousands monthly, boosting profitability and financial health.

Streamlined Collection

Ensure seamless payment collection, improving efficiency and customer satisfaction with every transaction.

Boost Profitability

Cash discounts and simplified processes attract new customers and foster loyalty, boosting retention rates and revenue stability.

Our Services

Payment Processing

Smart Merchant Services offers top-quality payment terminals for secure and efficient transactions. Whether swiping a card or tapping an app, you'll get paid with Smart Merchant Services.

Mobile Payment

Simplify transactions on the go. Process card, chip, and contactless payments anywhere with WiFi or mobile connection.

Manage Inventory

Enhance your business transactions with our adaptable POS solution. Offer fast, easy checkout and manage operations via countertop terminals or mobile devices.

Point Of Sale Solution

Streamline transactions with our fast, reliable, and secure POS application. Effortlessly manage sales, inventory, and customer data with Solid POS.

Capital

Smart Merchant Services provides fast cash advances and loans with transparent pricing and next-day funding.

Billing Solutions

Streamline billing with Smart Merchant Services—save costs, reduce overdue payments, and automate billing with next-day funding.

Industries we are here for you

A Complete Feature Stack Ready to help your Industries

Industries We Serve

Smart Merchant Services caters to a diverse range of industries, providing specialized payment solutions to meet the unique needs of each sector.

  • Liquor Store
  • Retail
  • Restaurants & Hospitality
  • Business Services
  • Gas Station
  • E-Commerce
  • Medical
  • Pharmacy
  • Parking
  • Home Service
  • Non Profit
  • All Beauty Solutions
  • Health & Fitness
  • Franchises

Liquor Store

Securely diversify payments, catering to all customer preferences in your liquor store.

Retail

Boost efficiency and satisfaction with Smart Merchant Solution's streamlined solutions.

Restaurants

Expand sales with mobile payment solutions, enabling secure transactions on the go for restaurants.

Business Service

Boost sales with seamless online transactions and expand your customer base.

About Smart Merchant Services

At Smart Merchant Services, we are committed to revolutionizing the way businesses handle payments. Our team of experts has years of experience in the payment industry, ensuring we deliver reliable, innovative, and efficient solutions to our clients. We understand the complexities of B2B transactions and strive to simplify them for you.

Our Mission : To provide secure, efficient, and user-friendly payment solutions that empower businesses worldwide.

Our Vision : To be the leading provider of B2B payment systems, fostering global business connectivity and growth.

Values : Innovation, Integrity, Customer Focus, and Excellence.

Why you should choose Smart Merchant Services?

Choosing the right payment system for your business is crucial. Here are compelling reasons why Smart Merchant Services stands out as the ideal choice for your payment processing needs.

It all start by choosing the right tools

When you're looking for a payment solution you want it to stand-out. Smart Merchant Services comes with many customizable components.

  • Industry-Specific Solutions

    We tailor solutions for restaurants, retail, automotive, gas stations, and liquor stores to meet your unique needs

  • Cost-Efficient Programs

    Our cash discount programs save you on card fees by encouraging cash payments, reducing transaction costs

  • 24/7 Customer Support

    Our dedicated support team is available 24/7 to assist you, ensuring uninterrupted service.

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Frequently Asked Questions

Want to know more about our services?

A surcharge is an additional fee charged on a credit card transaction to cover the cost of credit card processing. When a customer pays with a credit card, they end up paying more than the advertised price. On the other hand, a cash discount is a reduction in the total amount when a customer pays with cash. This means the customer pays less than the advertised price, as all the prices displayed in the store are already discounted for cash payments.
Merchants can achieve substantial savings that positively impact their bottom line with Smart Payment. The cash discount program removes credit card processing fees, ultimately boosting profits.
Simply fill out the form on our homepage and click the "Get Started" button. One of our representatives will reach out to you, guide you through the necessary steps, and provide all the tools you need to get started.
Cash discount programs offer significant cost savings, which is something every business can benefit from. Reducing overhead costs is crucial, and that's why we've designed this program with your needs in mind. However, if you prefer something different, we also offer options like interchange plus or flat-rate credit card processing fees for our merchants. Still unsure? Just give us a call, and we’ll guide you through the best option for your business.
Cash discounts are permitted nationwide. However, it's important to follow the specific rules and regulations set by the card networks regarding cash discounts.
Yes, we provide our own POS systems, which are some of the best in the industry. We can also arrange a free POS system for your business.
Yes, you can. We provide a free terminal that operates with an ethernet connection, allowing you to use your current POS system alongside our terminals.
Yes, almost all types of businesses are eligible. Contact us for more information.
We believe in our service, so we don’t require long-term commitments and have no termination fees.
If the cash discount program isn't a good fit for your business, we offer competitive rates with flat-rate or interchange-plus pricing options for merchants. We can easily adjust your processing setup to meet your needs.
Yes, we provide support 24/7, year-round. You can reach us anytime by calling +1 (859) 358-9376. Our technical support team is available from Monday to Saturday, 9 am to 9 pm EST. For urgent matters, our regular support is accessible 24 hours a day, seven days a week.

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